Associate | Corporate, Finance & FinTech
Tamar Kiknadze is an Associate at BLC who focuses on financial services regulation and the FinTech sector. She advises payment service providers, virtual asset service providers and other financial market participants at every stage of their relationship with the National Bank of Georgia. That covers initial registration and licensing, ongoing compliance, supervisory correspondence and inspections.
Tamar's practice spans both regulatory and transactional work. She builds the AML/CFT policies, product descriptions and compliance frameworks that registration and licensing applications depend on, and she guides clients through each round of regulator comments. On the transactional side, she drafts and negotiates commercial, fintech and data protection agreements. She also advises on corporate governance, restructurings and capital markets transactions, including bond issuances. She works fluently in Georgian, English and Russian and regularly prepares bilingual regulatory and transactional documents for international clients.
Tamar knows the regulated side of the industry from the inside. Before joining BLC, she was in-house counsel at a payment service provider, where she saw how regulatory requirements work in the daily operations of a supervised institution. As a result, her advice is legally sound and also practical to carry out. She began her career as a paralegal at another leading Georgian law firm.
Tamar is also active in academic life and the dispute resolution community. She has competed in the 21st ICC Mediation Competition, the International ICC Cross-Examination Moot Competition, the Central and Eastern European Moot Competition (CEEMC), the Willem C. Vis International Commercial Arbitration Moot and the Philip C. Jessup International Law Moot Court Competition. She has coached a Vis Moot team and currently organizes the Vis Moot Tbilisi Pre-Moot.
- Advising payment service providers and virtual asset service providers on registration with the National Bank of Georgia, including preparing compliance descriptions, AML/CFT policies and the full set of registration documents;
- Supporting capital markets transactions, including a public bond prospectus, resolving National Bank of Georgia review comments, and comparing the Georgian and English versions of retail bond terms and conditions;
- Advising on cross-border transactions and corporate matters, including directorship agreements, board and shareholder resolutions, charter amendments, and a shareholder dispute over related-party transactions and directors' conflicts of interest;
- Preparing data protection documents under Georgian law, including cross-border data transfer agreements and personal data protection policies for commercial and franchise arrangements.
- LL.M. Candidate in International Business Law, Free University of Tbilisi;
- Bachelor of Laws, Free University of Tbilisi;
- Trainee at the Court of Justice of the European Union, Chambers of Judge Krystyna Kowalik-Bańczyk;
- Certified Anti-Money Laundering Officer (2025); Certified Data Protection Officer (2024).
Georgian | English | Russian